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Get Loan Upto Rs.5 Lakhs. Instantly
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| Category | Discount & Offers |
|---|---|
| Personal Loan Processing Fee Waiver | Discounts on processing charges |
| Interest Rate Offers | Special starting rates (from 1.5% p.m.) for select users |
| Quick Disbursal Plans | Prioritized disbursal within 24–48 hours |
| Annual Gold Savings Offer | Reduced rates on Olyv Gold digital savings packs |
| Free Credit Health Report | One-time free credit check |
Olyv (formerly SmartCoin) is an ISO‑27001 certified, RBI-partnered digital lending platform offering instant loans up to ₹5 lakh via a paperless app—trusted by over 20 million users across 19,000+ pin codes in India . Recently, it expanded into credit health, digital gold savings, and insurance, backed by AI and ML-driven personalization.
Visit Couponlap and search for Olyv.
Select the offer you want and click View Coupon or Get Offer.
You’ll be redirected to olyv.co.in or the Olyv app.
If you clicked Get Offer, you’ll land on the linked service—loan, gold savings, or credit health.
Sign up or log in to your account.
Choose your product personal loan, gold savings, or credit health check.
The Couponlap offer (fee waiver, discounted rate, or free pack) will apply automatically.
Complete payment or apply; enjoy quick disbursal, gold savings, or a free report.
Apply for loans during campaigns to secure lowest possible interest (around 1.5% p.m.)
Use app bonus campaigns like Sourav Ganguly promo to unlock exclusive offers
Bundle credit health and savings plans to maximize value and transparency
Choose annual billing for gold savings to benefit from lower overall charges
Personal Loans up to ₹5 Lakh: Flexible tenures (2–24 or up to 84 months) for emergencies, renovations, education
Olyv Gold (Digital Savings): Regular savings via digital gold with transparent charges
Credit Health Check: Free one-time credit score and insights via partnered lenders
Insurance & Protect: Emerging financial protection options under Olyv umbrella
Fast Disbursal Options: Get money in bank within 24–48 hours post-approval
MoneyTap: Instant credit line with flexible repay
EarlySalary: Quick salary advance and personal loan solutions
IndiaLends: Instant loan & credit score tracking
RBI-partnered and ISO-certified: Ensures secure, ethical lending
AI-driven personalization: Customized offers across loans, savings, scores
Brand backed by Dada Ganguly: Adds trust and visibility to platform
100% digital disbursal: No paperwork, collateral-free, within minutes to 2 days
Diverse financial tools under one roof: Loans, gold savings, credit health, insurance
Q: Can I apply more than one Couponlap offer per transaction?
A: No; only one Couponlap offer applies per sign-up, loan, or savings plan.
Q: What is the minimum loan amount eligibility?
A: Loans start from ₹1,000, up to ₹5 lakh, depending on profile
Q: How quickly is the loan disbursed?
A: Typically 24–48 hours; often processed within minutes post-approval
Q: Can I check my credit report for free again?
A: One-time free report is included via Couponlap; additional checks may incur charges.
Q: How does Olyv Gold savings work?
A: Purchase digital gold in small increments; store securely and redeem anytime at spot rates.
Email: help@smartcoin.co.in
Phone: +91 9148 380 504
Support Hours: Monday to Friday, 9 AM to 6 PM IST
Address: SmartCoin Financials (Olyv), Indiqube Gamma, Outer Ring Road, Bengaluru