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Shop Electronics Without EMI Card
Finance electronics purchases directly via Kissht - no EMI card needed.
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| Category | Discount & Offers |
|---|---|
| ₹300 Off Processing Fee | Waiver on personal loan processing via Couponlap |
| Instant EMI Conversion | Turn purchases into EMI using the Kissht EMI Card |
| Flexible Loan Offers | Personal, business, and education loans up to ₹5 L via Couponlap |
| Loan Against Property Perks | Zero processing fee on LAP via Couponlap |
| Low Interest & No Foreclosure Fee | Competitive interest (14–24 % p.a.), zero foreclosure charges |
Kissht (OnEMI Technology Solutions Pvt Ltd), founded in 2015, is a Mumbai-based fintech NBFC offering unsecured personal/business loans and secured loans like Loan Against Property (LAP). It boasts over 50 million app downloads, ₹1,000+ crore disbursed, paperless approvals, fast disbursals, and flexible EMI repayment options.
Visit Couponlap and search for Kissht Store.
Pick your desired offer and click View Coupon or Get Offer.
You’ll be redirected to Kissht or a partner portal.
Choose your product: personal loan, business loan, education loan, or LAP.
Fill in required details and upload documents (PAN, Aadhaar, selfie KYC).
The Couponlap offer (processing fee waiver, instant EMI access, etc.) will apply automatically.
Complete your application and make payment as needed.
Receive disbursal or credit line, usually within minutes or days.
Apply via Couponlap to get ₹300 processing fee waiver on personal loans.
Use the Kissht EMI Card to convert online purchases into EMIs seamlessly.
Select Loan Against Property to avoid processing fees and access higher amounts.
Plan for no foreclosure fees - prepayment doesn’t incur penalties.
Personal Loan (up to ₹5 L): Disbursal within minutes, tenure up to 36 months.
Business Loan (up to ₹5 L): Quick working capital with minimal docs.
Education Loan: 9–15 % interest, extended tenures up to 15 years.
Loan Against Property (up to ₹15 L): Zero processing fee, approval in 1–3 days.
Kissht EMI Card: Enables EMI conversion on purchases, no hidden fees.
EarlySalary / CASHe / KreditBee: Instant personal loan apps.
Bajaj Finser, Muthoot Finance: Wider credit & EMI card offerings.
Banks / NBFCs: For lower interest but slower approvals and more documentation.
Fast approval & disbursal: Loans in minutes with digital KYC.
Competitive interest rates: Among lowest for online personal loans (≈14–24 % p.a.).
Zero processing for LAP: No application fee on property-backed loans.
No foreclosure charges: Prepay without penalty.
Full transparency: EMI calculators and clear fee structures.
Q: Can I stack multiple Couponlap offers?
A: No; only one Couponlap offer can be applied per application.
Q: Is processing fee waiver valid for all loan types?
A: Valid for personal loans; not applicable on secured loans or card offers.
Q: Can I prepay anytime?
A: Yes; prepayment is allowed with zero foreclosure charges.
Q: How quickly are loans disbursed?
A: Personal/business: within minutes; LAP: in 1–3 days.
Q: What’s the minimum personal loan amount?
A: Starts from ₹5,000 up to ₹5 L; higher limits available for LAP/business.
Email: care@kissht.com
Phone/WhatsApp: 080 4474 5884 / 080 6281 6309
Support Hours: Available via app and call centers